Payday lending software for
storefront and online
Single payment payday, cash advance, and small-dollar products on one configurable platform, storefront and online, on the same book. We run this exact business every day, on Lendfy.
The details payday actually runs on
Payday isn't a small installment loan. It has its own clock, its own counter, and its own compliance posture, and generic LMSs miss all three.
Payday-anchored due dates
The customer's payroll cadence is a real field (weekly, biweekly, semi-monthly) and due dates anchor to it. The payday and the due date are never conflated.
A clock that matches your state
Days past due rolls at your midnight, not UTC's, so a loan is never "late" at 5 p.m. the day before. Cutoffs and grace behave the way your license expects.
Same day money that proves itself
Take a payment now, or schedule it for payday. Two different operations, both verified by read-back. A collected payment shows as collected because it was.
Fee-based products as config
Single pay products are configuration (amount tiers, fee structure, term rules), not custom code. Your product changes ship without an engineering ticket.
Walk-ins and repeat customers
Fast lookup, complete history, and a customer 360 built for the counter: cards on file, bank accounts, employers, references, and every past loan in one view.
Compliance that keeps receipts
Disclosures with snapshots, consent per channel, immutable audit on every action, and FDCPA-conscious collections templates. Built in, not bolted on.
One payment. Zero ambiguity.
Single pay products live or die on clarity: what's owed, when, and what happened. Lendfy shows the whole truth of a single pay loan on one screen.
Principal, fee, and any accrued amounts itemized, for the operator and on the borrower's screen before signing.
Quoted to the day from the ledger, in your timezone. A payoff taken at the counter posts, verifies, and closes the loan.
Convert a single pay into a documented payment plan with its own schedule and instruments, not a pile of sticky notes.
Storefront and online, one book
However the customer reaches you, it's the same record, the same rules, and the same ledger.
For storefront lenders
- Counter-speed customer lookup and loan creation
- Take a payment now, with instant verified posting
- Store-scoped due lists, queues, and end of day views
- Multi-store rollups for owners and managers
For online lenders
- Your borrower application flow on the Lendfy API
- Bank-data underwriting and instant decisions
- E-sign, disclosures, and ACH funding with no paper anywhere
- Webhooks drive your funnel; no polling, no scraping
Run payday on software that runs payday
Bring your product sheet and one hard scenario from last week. We'll show you both on Lendfy, configured, not customized.