Loan servicing software
for accuracy and growth
Workflow driven servicing, from disbursement to payoff, on an append only ledger that never disagrees with itself.
Servicing that agrees with itself
Most servicing pain is not the work, it is the reconciling: three screens showing three balances and nobody sure which one to believe. Lendfy derives every number from one place, so there is nothing to reconcile.
Payments, accruals, fees, reversals, and waivers are entries on one append only ledger. Balances are computed from it, never stored and edited by hand.
The open book refreshes continuously in production, so a payoff taken at the counter clears the collections list in about a minute rather than overnight.
Every servicing action your team takes in the console is a public endpoint with an idempotency key, so your systems can drive the same work.
Software for the full servicing cycle
Automated loan lifecycle management
Run every activity from activation to closure in one place. Allocation order, accrual method, interest rates, grace periods, and penalty rules are all configuration on the product, so the same engine services a fourteen day single pay and a twenty six payment installment without a fork.
Explore loan managementSee the whole book, not just today
Keep control and visibility through the post origination lifecycle with signals, documents, permissions, and rule checks built into the servicing workflow rather than bolted alongside it.
Signals before the delinquency
Behavioral and performance data from the ledger surfaces the loans that are drifting, with the factors that raised the flag written down. Watch exposure across a store, a product, or the whole portfolio, and act while a conversation still fixes it.
Documents and consent under control
Agreements, disclosure snapshots, authorizations, and consent per channel live on the loan with their validity tracked. When something is about to lapse, it becomes a task rather than a surprise during an examination.
Roles, permissions, and attribution
Control who can view, edit, or approve at each point of the servicing lifecycle, scoped per store. Every action carries an operator, a timestamp, and a reason into an audit log that cannot be edited afterward.
Rule checks that block, not warn
Program and regulatory rules are enforced in the servicing path itself. A calculation that would breach a cap is refused before it posts, with the arithmetic shown, so the audit answer exists at the moment of the decision rather than months later.
Compliance support
The machinery a lending program needs is in the platform, not in a folder beside it: an audit trail on every mutation, snapshots of the exact terms a borrower saw, consent recorded per channel, and rules applied per product and per state.
Labels above describe what the software does. Lendfy is a software vendor and holds no certification of its own yet. SOC 2 readiness is an active workstream, and we will say so plainly until it is finished.
Security and complianceService the book on numbers you trust
Bring a loan whose balance nobody can explain. We will rebuild it on Lendfy and show you every entry behind the number.